The Statutory responsibilities and operations of NJCRIB are numerous, varied and often complex.  They are described in the front-inside cover and in the previous thirty-four pages of this Report.  There are many participants who have contributed to the success of New Jersey's Workers Compensation System including employers, legislators, governmental agencies, attorneys, judges of compensation, insurers, insurance producers, academicians, consultants, actuaries and others.  Additionally, to provide a high level of information, it also is necessary to maintain a variety of sophisticated electronic systems involving the Internet Web-Site, Optical Imaging and Networking.

To maintain an effective operation capable of addressing the day-to-day activity, it is necessary to rely on dedicated persons, many of whom have committed their working careers to NJCRIB.  We are privileged to have such a group.  During 2006, the following individuals were honored for service of 25 years or more:

Deborah Cabalar	- 25 Years
Olga Montero	- 30 Years

The following individuals retired during 2006. We extend our appreciation for their service and best wishes in their retirements.

Our thanks also go out to each Bureau employee who has contributed to NJCRIB's objectives and goals.  While it is not possible to identify all who have contributed to the success of the Bureau, special acknowledgements are appropriate for:  Frederick A. Huber - Associate Executive Director and Director of Actuarial Services, Roland E. Brazda III - Director of Underwriting, Salvatore A. Nardone - Director of Rating, Janet Nicolai - Human Resources Director, John T. Skidmore - Director of Policy Review, Timothy T. White - Director of MIS and Yolande Williams - Manager of Finance.

This Report would not be complete without an expression of thanks to Donald Bryan, Director of Insurance, Department of Banking and Insurance.  His involvement in several issues during the year has been much appreciated.